Highlights: Canada eases the procedure of applying for a Super Visa in Jan 2025
- IRCC has expanded health insurance eligibility for Super visas.
- Parents and grandparents can use non-Canadian insurance effective from January 28, 2025.
- The non-Canadian health Insurance is OSFI-authorized and meets specific coverage criteria.
- All Health Insurance must be valid for one year and cover at least $100,000 health coverage.
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Eligibility Criteria to apply for a Super visa
IRCC previously only allowed Canadian Providers to be accepted by Super visa eligibility. But now, parents and grandparents can obtain health insurance from non-Canadian insurance companies to meet the proof of insurance requirements. For a non-Canadian Health Insurance provider to provide Health Insurance coverage, it must fulfill the Super visa requirements such as:
- Be permitted by the Office of the Superintendent of Financial Institutions (OSFI), under the Insurance Companies Act, to provide accident and sickness insurance.
- Be listed on the OSFI list of federally regulated financial Institutions.
- It must include statements that the document was issued or made during its insurance business in Canada.
*Note: Insurance claim administrations and Brokers will not appear on the OSFI list as they are not insurance companies.
Requirements of Super Visa Health Insurance Plan
A Canadian or non-Canadian Health Insurance Plan must have:
- Validity period of minimum 1 year
- Insurance deposit either paid in whole or in instalments
- Cover services like healthcare, hospitalization, and repatriation;
- Have sufficient Health coverage of at least $100,000.
Newcomers entering Canada on a super visa must show proof of sufficient funds from an insurance plan to a border service officer while entering Canada.
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